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Your application does not guarantee loan approval; all applications subject to qualification.
Consumer must qualify for loan under Sooper Credit Union's existing lending guidelines, including age (minimum 18 years of age).
ECU new or used vehicle loans offer a variety of rates and terms to fit your needs.
Pre-approval lets you know how much car you can afford and saves time when you find the one you want.
Reduce your rate by .15% if you have a current ECU mortgage or home equity.
If you add loan products (min of two) Gap, Credit Life, Disability, and Service Contract you will receive an additional .10%. New and USED CAR INFORMATION is always available to members through ECU's lobby computer and vehicle library.
Regardless of available Discounts, 2.49% is the minimum APR offered. Payment example based on a $20,000.00 loan: $438.19 at 2.49% APR with a 48 month term; $329.01 at 2.99% APR with a 66 month term; $306.03 at 3.24% APR with a 72 month term; $286.96 at 3.49% APR with a 78 month term; and $280.24 at 4.74% APR with a 84 month term.
Your APR may differ based on your loan amount, repayment method, and other factors.
Pre-approval helps you avoid purchasing based on "payment".
Take your rate even lower if you have an active ECU checking account, which could lower your rate by .25%.
The rate you pay depends upon your credit history, credit qualification, and loan to value.
**Existing Sooper auto loans are excluded from this offer.
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